One standard. Every agreement. Every lender. Submit, review, and audit every co-marketing arrangement with RESPA Section 8 validation built in — no exceptions, no shortcuts.
Why compliance teams can't afford to wait
How It Works
Every co-marketing request follows the same path — submission to archive — with compliance enforced at each step.
No accounts, no training, no IT ticket. Share one link — loan officers and realtors submit co-marketing and sponsorship requests from any browser in minutes. RESPA compliance flags run before they even hit send.
Built for your whole team
One platform built around three distinct roles — each with exactly what they need and nothing they don't.
"Three minutes from link to submitted."
No login required. Share the link, fill the form, done. RESPA flags show before you even hit submit.
"Every review is thorough. Every decision is documented."
Requests arrive pre-flagged. Research FMV in seconds. Attest, advance, or deny — all with a full paper trail.
"Full visibility. Exam-ready from day one."
A compliance program that runs the same way for every LO, every market, every agreement — and can prove it.
Zero Friction
Share a single URL with your lending team. Loan officers and realtors fill out the co-marketing or sponsorship request directly — RESPA compliance flags run before they hit submit. Your compliance team sees it the moment it lands.
Kickbacks, referral fees, and unearned charges — and where co-marketing arrangements fit within the services exception under § 2607(c)(2).
The CFPB expects documented evidence that compensation reflects actual services rendered at market rates — not just a signed agreement.
Under CFPB exam procedures § 8.5, examiners review agreement documentation, FMV evidence, and whether services were actually performed.
Request a demo and we'll show you how Castrum works for your team — no spreadsheets required.